- If you are unemployed, please file for unemployment at (EDD.CA.GOV). Claims can be filed online.
- Please click on the link for additional information: https://www.edd.ca.gov/about_edd/coronavirus-2019/unemployment-claims.htm
- Guide for Immigrant Californians – An excellent resource for immigrants.
- Please click on this link for additional information: https://covid19.ca.gov/img/wp/covid-19-immigrant-guidance-accessible-1.pdf
- San Diego Food Bank – Food Programs Operating During the COVID-19 Crisis
- Multiple Locations in San Diego County.
- Please click on the link for additional information: https://sandiegofoodbank.org/gethelp/
- If you cannot make your rent payment, please engage with your landlord, ask for a deferment or a win-win solution.
- Freddie Mactoday announced, in coordination with the Federal Housing Finance Agency (FHFA),a nationwide relief plan for its Multifamily borrowers and residents of their apartment properties. Under the Freddie Mac program, multifamily landlords whose properties are financed with a Freddie Mac Multifamily fully performing loan can defer their loan payments for 90 days by showing hardship as a consequence of COVID-19 and by gaining lender approval.
- In turn, Freddie Mac is requiring landlords not to evict any tenant based solely on non-payment of rent during the forbearance period.
- Please click on the link for additional information: https://freddiemac.gcs-web.com/news-releases/news-release-details/freddie-mac-announces-nationwide-covid-19-relief-plan-affecting
- If you are unable to make your mortgage payment, please reach out to your mortgage servicing company and ask for loan deferment.
- If you are a homeowner experiencing financial hardship directly or indirectly related to Coronavirus (COVID-19) and your mortgage is owned by Freddie Mac, contact your loan servicer (the company listed on your mortgage statement) right away to discuss your options.
- Whether you’re facing job loss, reduced income, illness or other issues that impact your ability to make your monthly mortgage payment, Freddie Mac is working to ensure you are protected. In fact, the company has directed your loan servicer to provide mortgage relief options that include:
- Ensuring payment relief by providing forbearance for up to 12 months
- Waiving assessments of penalties or late fees
- Halting all foreclosure actions and evictions of borrowers living in homes owned by the company until at least May 17, 2020
- Offering loan modification options to provide mortgage payment relief or keep those payments the same after the forbearance period
- Borrowers are eligible for forbearance regardless of whether their property is owner occupied, a second home or an investment property.
- If you are struggling to make your mortgage payments or believe you may fall behind on your payments soon, don’t wait – contact your loan servicer now. They’re here to help you.
- Please click on the link for additional information: https://myhome.freddiemac.com/own/getting-help-disaster.html
- POWER SHUT-OFF: SDG&E will not shut off service to customers with unpaid bills until further notice. Nothing means more to us than the health and safety of you and your loved ones and the last thing we want you to worry about is whether you can afford to keep your lights on.
- Flexible Payment Plans: If you’re having trouble paying your energy bill, please call us at 1-800-411-7343 to work out a payment plan.
- Late Payment Fees: SDG&E will not charge late payment fees for business customers whose finances have been hit by the coronavirus situation. We do not charge residential customers late payment fees.
- Please click on the link for additional information: https://www.sdge.com/coronavirus
- United Way of San Diego COVID-19 Response – Please apply online ASAP funds are limited
- Please click on the link for additional information: https://uwsd.org/covid19/
- If you have student loan payment, please reach out to your loan servicing company for loan deferment/forbearance.
0% Interest for Student Loans
- The interest rate on all federally held student loans serviced by FedLoan Servicing will temporarily be reduced to 0% until September 30, 2020.
- FedLoan Servicing will automatically adjust accounts so that interest doesn’t accrue (i.e., accumulate). The account adjustment will be effective March 13, 2020.
- This 0% interest rate change will be applied to all federally held loans in any status (in school, in grace, in repayment, in deferment/forbearance, etc.).
Temporary Suspension of Payments
- All borrowers will automatically be placed on an administrative forbearance which will temporarily suspend monthly payments.
- The administrative forbearance will last from March 13, 2020, through Sept. 30, 2020.
- A borrower can request that this administrative forbearance be removed at any time. If the forbearance is removed, required payments will resume.
- Please click on the link for additional information: https://myfedloan.org/borrowers/covid/
- Governor Gavin Newsom announced that financial institutions will provide major financial relief for millions of Californians suffering financially as a result of the COVID-19 outbreak.
- Governor Newsom secured support from Citigroup, JPMorgan Chase, U.S. Bank, and Wells Fargo and nearly 200 state-chartered banks, credit unions, and servicers to protect homeowners and consumers.
- If you have a car loan payment, credit card payment, personal loan payment or any other type of payment, we strongly encourage you engage with your bank, credit union, or your financial institution for help. Many financial entities will work with their clients to provide temporary relief.
- Citibank: https://online.citi.com/US/JRS/pands/detail.do?ID=covid19
- Chase: https://www.chase.com/digital/resources/coronavirus
- US Bank: https://www.usbank.com/splash/covid-19.html
- Bank of America: https://about.bankofamerica.com/promo/assistance/latest-updates-from-bank-of-america-coronavirus
- Wells Fargo: https://www.wellsfargo.com/jump/enterprise/coronavirus-response/
Governor Newsom Announces New Initiatives to Support California Workers Impacted by COVID-19
- Governor announces new initiative to expand call center hours at the Employment Development Department to better assist Californians with unemployment insurance applications
- EDD will also implement a one-stop shop for those applying for Pandemic Unemployment Assistance, including the self-employed and independent contractors
- Governor announces $75 million in statewide Disaster Relief Assistance funding to provide financial support for immigrant workers affected by COVID-19
- Philanthropic partners commit to raising an additional $50 million to support undocumented Californians
- For additional information click on this link: https://www.gov.ca.gov/2020/04/15/governor-newsom-announces-new-initiatives-to-support-california-workers-impacted-by-covid-19/
Economic Injury Disaster Loan Emergency Advance (EIDL)
- In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.
- This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue.
- Funds will be made available following a successful application. This loan advance will not have to be repaid (Conditions Apply).
- Please click on the link for additional information: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/economic-injury-disaster-loan-emergency-advance
Paycheck Protection Program (PPP)
- The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.
SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
- Please click on the link for additional information: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-ppp
Financial and Technical Assistance for Small Business
- Resources are available throughout California for small businesses impacted by COVID-19.
- Please click on the link for additional information: https://business.ca.gov/coronavirus-2019/
Labor and Workforce Support for Businesses and Employees
- Resources for employers and workers can be found here: https://www.labor.ca.gov/coronavirus2019/
$2000 zero-interest loan
- If you have an existing brick & mortar business that has been negatively effected by the COVID-19 outbreak and you launch a capital raise on Mainvest, you may be eligible to receive a $2,000 zero-interest loan immediately*. Then through your capital raise, you can receive over $100,000 of investment from your community.
- Please click on the link for additional information: https://mainvest.com/main-street-initiative
- The Treasury Department and Internal Revenue Service announced that the federal income tax filing due date is automatically extended from April 15, 2020, to July 15, 2020.
- Taxpayers can also defer federal income tax payments due on April 15, 2020, to July 15, 2020, without penalties and interest, regardless of the amount owed. This deferment applies to all taxpayers, including individuals, trusts and estates, corporations and other non-corporate tax filers as well as those who pay self-employment tax.
- Please click on the link for additional information: https://www.irs.gov/newsroom/tax-day-now-july-15-treasury-irs-extend-filing-deadline-and-federal-tax-payments-regardless-of-amount-owed
CALIFORNIA STATE TAX
- State and federal tax filing deadlines have been extended to July 15, 2020.
- Please click on the link for additional information: https://business.ca.gov/coronavirus-2019/
SAN DIEGO COUNTY PROPERTY TAX
- Tax-paying public who are affected by COVID-19 are aware that they may qualify to have their late payment penalties waived.
- This penalty forgiveness will pertain only to second installments in the 2019-2020 tax year, and it will not eliminate the need for taxpayers to pay their taxes.
- Please click on the link for additional information: https://www.sdttc.com/content/ttc/en/about-us/news/2020-coronavirus-response.html
SMALL BUSINESS RELIEF PAYMENT PLANS
- Effective April 2, 2020, small business taxpayers, those with less than $5 million in taxable annual sales, can take advantage of a 12-month, interest-free, payment plan for up to $50,000 of sales and use tax liability.
- Payment plan requests can be made through online services system in the coming months.
- Please click on the link for additional information: https://www.cdtfa.ca.gov/services/covid19.htm
- Live Well @ Home is a free resource to help community residents find tips and strategies to stay healthy in both mind and body while staying at home. We’ve organized the below resources and activities by age group and topic to help you find the right tools to match your needs.
- Please click on the link for additional information: https://www.livewellsd.org/content/livewell/home/live-well-every-day/LiveWellatHome.html
Islamic Center of San Diego has several Online Live Programs During Shutdown:
Click Here for Live Stream at times detailed below: http://www.icsd.org/media/live
Monday: 8:00pm – Khatera by Sh AbdelJalil Mezgouri
Tuesday: 8:00pm – Khatera by Sh AbdelJalil Mezgouri
Wednesday: 8:00pm – Khatera by Sh AbdelJalil Mezgouri
Thursday: 8:00pm – Lecture by Imam Taha Hassane
Friday: 8:00pm – Lecture by Imam Taha Hassane
Saturday: 8:00pm – Lecture by Imam Taha Hassane
Sunday: 8:00pm – Q&A with Sh AbdelJalil Mezgouri
- If you get a call, receive an email or a text asking you for your personal information, BE VERY CAREFUL. These are fraud/scam attempts (also known as PHISHING).
- DO NOT SHARE your personal information when receiving calls, e-mails or texts.